A personal injury accident may occur in various situations as an unfortunate event like a slip-and-fall accident due to uneven flooring. A rear-end collision by another driver or a workplace hazard that resulted in a severe injury.
Despite the severity of the injury, a victim has the right to seek compensation as a fair settlement for the losses incurred due to another person’s negligent act. Although a personal injury claim can be achieved with relevant details, there are some eligibility criteria that an insurance company might require from the victim.
Most insurance companies will avoid the claim by turning the case against the victim by finding errors in the insurance claim. Hence, if you struggle to get an insurance claim for a personal injury, getting in touch with Philadelphia, PA personal injury attorneys is essential.
Things to check when seeking a personal injury claim:
- A negligent act caused the injury
Although it is evident to say that the injury was caused due to someone else’s negligence, you are entitled to provide evidence of eye-witnesses claiming that a specific accident had resulted in an injury for which you are seeking compensation. If there is no way to prove that the injury caused was not your fault, then the insurance company may simply reject the claim.
- Medical report for the injuries that occurred
The medical treatment that you get instantly after meeting with an unfortunate event is one of the crucial factors that the insurance company will look forward to because if the medical report was not received after the treatment of the injury which was caused by accident, then the insurance company may try to claim that injury was not caused by accident resulting in the rejection of the personal injury claim immediately. Hence, all the medical reports should be attached to the insurance claim proposal; the claim will only be eligible.
- The authenticity of the claim
No fraudulent claims will be accepted or entertained by an insurance company, so if you try to act and get an insurance claim without any injuries, it can be considered illegal, and you may complicate the case. An insurance company expects utmost authenticity in the claims that they are receiving. Hence, you have to ensure that all the details mentioned in the insurance claim proposal are actual events that happened in real life, and there is insurance fraud.
An insurance company has specific eligibility criteria that a person seeking an insurance claim has to comply with, so having an experienced attorney by your side is helpful.
